Moving to Philadelphia? 10 Things You Should Know Before Buying

Thinking about making the City of Brotherly Love your new home? Philadelphia is a city rich with history, culture, and character—but before you sign on the dotted line, here are 10 things you should know to make your move a smooth one.

1. Neighborhood Diversity

Philly isn’t just one city—it’s a collection of vibrant neighborhoods, each with its own personality. From the cobblestone streets of Old City to the artsy vibes of Fishtown and the family-friendly feel of Chestnut Hill, there’s a spot for every lifestyle. Take time to explore before deciding where to plant your roots.

2. Home Styles & Architecture

Philadelphia’s homes are as diverse as its people. You’ll find charming rowhouses, historic brownstones, and sleek new condos. Consider what style fits your taste and needs—do you crave historic charm, or is modern convenience more your speed?

3. Cost of Living

Compared to other East Coast cities, Philly offers relative affordability, but prices can vary widely by neighborhood. Research current market trends and set a realistic budget for your home search.

4. Property Taxes

Pennsylvania property taxes can be a surprise for newcomers. Rates differ by county and city, so make sure to factor this into your long-term costs.

5. School Districts

If you have kids (or plan to), school districts matter. Philadelphia’s public and private school options are diverse, but quality varies. Take time to research schools in your preferred neighborhoods.

6. Public Transportation

SEPTA, Philly’s public transit system, makes getting around the city easy. Many neighborhoods are well-connected, but if you’re planning to commute, check transit options from your potential new home.

7. Walkability & Parking

Philly is a walkable city, especially in Center City and surrounding areas. But parking can be a challenge—especially if you own a car. Consider your transportation needs when house hunting.

8. Local Culture & Lifestyle

From cheesesteaks to world-class museums, Philly’s culture is second to none. The city is passionate about its sports teams, arts, and food scene. Dive in and become part of the community!

9. Weather & Seasons

Philadelphia experiences all four seasons. Winters can be snowy, summers humid, and fall absolutely gorgeous. Make sure your new home is equipped for the weather you’ll face year-round.

10. The Closing Process in PA

The home-buying process in Pennsylvania has its quirks, from title insurance to local transfer taxes. Work with a local real estate expert who can guide you through every step and help you avoid surprises.

Ready to start your Philly adventure? With the right preparation, you’ll feel at home in no time!